Privacy Policy
Last updated: January 15, 2024
1. Introduction
Expenvisor ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.
2. Information We Collect
2.1 Account Information
- Name and email address
- Phone number (optional)
- Profile information
2.2 Financial Data
- Expense and income transactions
- Budget information
- Category preferences
- Financial goals and targets
2.3 Voice Recordings
We temporarily process voice recordings for expense entry. These recordings are processed locally on your device and are not stored on our servers.
2.4 Receipt Images
Receipt images are processed locally using on-device OCR technology. Images are only uploaded to our secure servers if you explicitly choose to enable cloud backup.
2.5 Device Information
- Device model and operating system
- App version and usage statistics
- Crash reports and performance data
3. How We Use Your Information
- Provide and maintain our services
- Process and categorize your transactions
- Generate financial insights and recommendations
- Improve our AI algorithms and user experience
- Send important updates and notifications
- Provide customer support
- Ensure security and prevent fraud
4. Third-Party Services
4.1 Firebase (Google)
We use Firebase for authentication, data storage, and analytics. Your data is encrypted and stored securely on Google's servers.
4.2 OpenAI
We use OpenAI's API for AI processing. Financial data sent to OpenAI is anonymized and not stored by OpenAI.
4.3 RevenueCat
We use RevenueCat for subscription management. Payment information is processed securely through the App Store and Google Play.
5. Data Storage & Security
- All data is encrypted using AES-256 encryption
- Secure transmission using HTTPS/TLS
- Regular security audits and updates
- Access controls and authentication
- Data retention policies
6. Your Rights (GDPR/CCPA)
6.1 Right to Access
You can view all your personal data through the app settings.
6.2 Right to Rectification
You can correct inaccurate data directly in the app.
6.3 Right to Erasure
You can delete your account and all associated data at any time.
6.4 Right to Portability
You can export your data in CSV or PDF format.
6.5 Right to Object
You can opt-out of certain data processing activities.
7. Children's Privacy
Our service is not intended for children under 18. We do not knowingly collect personal information from children under 18.
8. International Transfers
Your data may be processed outside your country. We ensure adequate protection through standard contractual clauses and other appropriate safeguards.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: privacy@expenvisor.com
Response Time: Within 30 days
Address: [Your Business Address]